United Arab Emirates is The Second Most Affordable Country for Raising a Large Family

November 11, 2024: A new study by Deluxe Holiday Homes analyzed 50 countries to determine the best destinations for raising a large family. The study calculated an affordability score based on six equally weighted factors: safety rate, cost of living for a family of four, average rent, average monthly net salary, education index, and healthcare quality.

Countries Safety Rate  Cost of living family of 4  Avg rent    Avg Monthly Net Salary  Edu Index   
South Korea   75                         $3,774.00             $1,230.57           $2,273.06                          0.88                      
UAE                85                         $3,404.10             $2,716.54           $3,209.21                          0.90                       
Japan              77                         $3,053.30             $   997.84           $2,074.37                          0.85                       
Netherlands    74                         $3,756.60             $2,165.48           $3,513.28                           0.94                  
Finland            74                         $3,696.60             $1,301.27           $2,852.14                           0.96                      
Norway            68                         $4,266.90             $1,622.50           $3,309.38                           0.95                      
Czech Rep.     73                         $2,713.40             $1,231.30           $1,561.18                            0.88                      
Denmark         73                         $4,258.10             $1,813.94           $3,650.04                            0.96                       
Slovenia          76                         $3,004.30             $1,320.26           $1,622.26                            0.91                    
Oman              80                         $2,535.40             $   797.42           $2,321.11                            0.76          

Health Quality Index: South Korea 77.70; UAE; 52.30; Japan 59.52; Netherlands 65.38; Finland 52.10; Norway 64.63; Cech Republic 52.25; Denmark 48.54; Slovenia 45.29; Oman 35.85

Affordability Index: South Korea 9.70; UAE 9.40; Japan 9.33; Netherlands 92.2; Finland 87.1; Norway79.1; Czech Repubic 78.8; Denmark 77.7; Slovenia 77.4; Oman 77.2.

South Korea ranks first in affordability with a composite score of 97. Offering a secure environment and quality healthcare, South Korea’s reasonable rent of $1,230.57 and overall monthly living cost of $3,774 provide families with a high quality of life without a high price tag. 

The United Arab Emirates claims second place, with a composite score of 94, for its high safety and income. With a safety rate of 85—the highest among the top countries—and a high monthly salary of $3,209.21, the UAE allows families to enjoy secure living and a cosmopolitan lifestyle.

Japan ranks third with a composite score of 93.3. With a low average rent of $997.84 and a monthly cost of $3,053.30, Japan offers a stable, family-friendly environment that balances budget with quality education and good public safety.

The Netherlands, scoring 92.2, stands out in terms of high income and educational quality. With a top-tier education system (index of 0.94) and a monthly salary of $3,513.28, the Netherlands lets families afford a comfortable life with European accessibility.

Finland ranks fifth with a score of 87.1. It offers top-quality education with an index of 0.96.  Finland is ideal for families who prioritize a moderate cost of living ($3,696.60), with its strong social support and cultural richness.

Norway, with a score of 79.1, focuses on income and education. Norway’s high education index (0.95) and average salary of $3,309.38 offer earning potential and quality healthcare, though it has a higher cost of living. It’s perfect for families who value economic and environmental quality.

The Czech Republic ranks seventh with a score of 78.8. Its low cost of living ($2,713.40) and safe, welcoming environment make it a European gem for families seeking quality living standards on a budget.

Denmark ranks eighth with a score of 77.7, excelling in income and education but at a higher cost. Denmark’s education index of 0.96 and monthly salary of $3,650.04 support families who prioritize the quality of life and modern amenities despite a higher cost of living.

Slovenia, with a score of 77.4, stands out with safety, education, and affordability. With a low cost of living ($3,004.30) and a safety rate of 76, Slovenia offers a safe and affordable European lifestyle for families on a mid-range budget.

Oman ranks tenth with a score of 77.2, excelling in affordability. Oman’s lowest cost of living ($2,535.40) and exceptionally low rent ($797.42) make it ideal for families seeking budget-friendly living and a warm climate.

A spokesperson from Deluxe Holiday Homes commented on the study: “Finding the right environment to raise a family is about much more than just affordability. Families today are looking for places where they can feel safe, access quality healthcare and education, and enjoy a supportive community. Choosing a family-friendly country means looking at the bigger picture—how well a place can support a high quality of life while being financially accessible. Every family deserves a home where they can grow, connect, and thrive.”

Please visit Deluxe Holiday Homes website: https://www.deluxehomes.com/